Need Assistance: +91 74067 99991
Cashless Facilities
We provide many different appointment booking methods for you to choose from, book an appointment online to come in for an in-person examination.
Cashless Facilities
Quality Healthcare Without Financial Stress
Medical emergencies often arrive without warning.
At Samjaya Healthcare Limited, we believe that financial concerns should never delay essential medical treatment.
Our hospitals are empanelled with leading health insurance companies, Third Party Administrators (TPAs), corporate healthcare providers, and government healthcare schemes, enabling eligible patients to receive cashless hospitalization with a smooth and transparent admission process.
Our dedicated Insurance & TPA Help Desk works closely with patients, families, insurance providers, and government authorities to simplify approvals, documentation, and claims, allowing you to focus on what matters most—your recovery.
What is Cashless Treatment?
Cashless hospitalization allows eligible patients to receive medical treatment without making full upfront payments for covered expenses.
Instead of paying the hospital directly, the approved medical expenses are settled between the hospital and your insurance company or government healthcare scheme, subject to policy terms and eligibility.
Patients are responsible only for expenses that are not covered under their insurance policy or healthcare scheme.
Government Healthcare Schemes
Affordable Healthcare for Every Citizen
Samjaya Healthcare Limited proudly supports multiple government healthcare initiatives that help eligible individuals and families access quality medical treatment.
Depending on eligibility and scheme guidelines, patients may receive cashless treatment for approved procedures and medical services.
Our hospitals support eligible beneficiaries under schemes including:
Private Health Insurance & TPA Partners
Cashless Hospitalization with Leading Insurance Providers
Our hospitals are empanelled with many of India’s leading insurance companies and Third Party Administrators (TPAs), making quality healthcare more accessible for insured patients.
We work with numerous insurance partners, including:
Medi Assist TPA
Paramount Health Services
Good Health TPA
Tata AIG
Universal Sompo
ICICI Lombard
24/7 Support at Any Time
Volo Health Insurance
Go Digit
Star Health
Reliance General Insurance
HDFC ERGO
Liberty General Insurance
Future Generali
Chola MS
Aditya Birla Health Insurance
National Insurance Company
Oriental Insurance
New India Assurance
SBI General Insurance
Bajaj Allianz
Heritage Health
Niva Bupa
MD India
Link TPA
Safeway TPA
Welcome to Medicross Health Care Center
Who Can Avail Cashless Treatment?
Cashless hospitalization may be available to:
- Individuals covered under eligible private health insurance policies.
- Corporate employees covered under employer-sponsored group insurance.
- Government employees covered under approved healthcare schemes.
- Pensioners enrolled in eligible government healthcare programmes.
- Beneficiaries under recognised state and central government healthcare initiatives.
- Family members covered under eligible insurance policies or government health cards.
Eligibility is subject to policy terms, scheme guidelines, approval from the insurer or authority, and hospital empanelment.
Cashless Admission Process
A Simple & Hassle-Free Experience
Our Insurance Help Desk assists patients throughout the cashless hospitalization process.
Step 1
Visit our hospital with your health insurance card or government health card along with a valid photo identification.
Step 2
Our Insurance & TPA Desk verifies your policy or healthcare scheme eligibility as per guidelines.
Step 3
Required documents are collected and a pre-authorisation request is submitted to the insurer or government authority.
Step 4
Once approval is received, eligible treatments proceed under the cashless facility according to approved coverage.
Step 5
After discharge, the hospital completes the claim settlement process directly with the insurer or healthcare scheme.
Welcome to Medicross Health Care Center
Documents Required
To ensure faster approval, patients are advised to carry:
- Health Insurance Card or Government Health Card
- Aadhaar Card or Valid Government Photo ID
- Doctor’s Prescription or Referral Letter (if applicable)
- Previous Medical Records
- Policy Details (for private insurance)
- Employee ID (where applicable)
- Any additional documents requested by the insurer or healthcare authority
Our team will guide you if additional documentation is required.
Documents Required
To ensure faster approval, patients are advised to carry:
- Health Insurance Card or Government Health Card
- Aadhaar Card or Valid Government Photo ID
- Doctor’s Prescription or Referral Letter (if applicable)
- Previous Medical Records
- Policy Details (for private insurance)
- Employee ID (where applicable)
- Any additional documents requested by the insurer or healthcare authority
Our team will guide you if additional documentation is required.
Questions you may have about the medical center
Frequently Asked Questions
Does cashless treatment cover all medical expenses?
Coverage depends on your insurance policy or government healthcare scheme. Certain consumables, exclusions, or non-medical expenses may not be covered.
Can I use cashless insurance during an emergency?
Yes. Emergency admissions are processed as quickly as possible. Required documentation may be completed after initial stabilisation, depending on insurer guidelines.
What if my insurance company is not listed?
Our Insurance Help Desk can verify whether your insurer has an active network agreement with Samjaya Healthcare Limited.
Is pre-authorisation mandatory?
For planned admissions, pre-authorisation is generally required. Emergency admissions follow the insurer's emergency approval process.
How long does insurance approval take?
Approval timelines vary depending on the insurer or government healthcare scheme. Our Insurance Help Desk continuously coordinates with the concerned authority to minimise delays.
Need Assistance?
Our dedicated Insurance & Cashless Help Desk is available to:
- Verify insurance eligibility
- Confirm network hospital status
- Check government scheme eligibility
- Guide you through documentation
- Assist with pre-authorisation
- Support cashless claim processing
For assistance, please contact the Insurance Desk at your nearest Samjaya Healthcare hospital.
Quality Healthcare. Simplified Through Cashless Care.